Find out more

Explore more on the guides above or simply speak with a member of the Standard Life Home Finance team to find out more about Horizon Interest Reward
Today’s lifetime mortgage features are more flexible than ever and our Horizon range was designed with market-leading features included as standard – achieving a 5 Star Rating by Defaqto.

Fixed ERCs

With Early Repayment Charges that last for just 8 years, your client knows exactly where they stand

Downsizing protection

This vital protection applies from Day 1 and ensures your client has the flexibility they need should their circumstances change

ERC exemption

If your client is taking out a lifetime mortgage with a spouse or partner and one party dies or is admitted into long-term care, the remaining borrower can repay the loan in full without incurring any early repayment charges.

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