Navigating Affordability in the Evolving Later Life Lending Market

With the equity release market experiencing significant evolution, new later life lending products are emerging.

Help your clients save thousands with an interest-reward lifetime mortgage

A Horizon Interest Reward lifetime mortgage rewards customers with an interest rate discount when they commit to set monthly interest payments for a specific payment term.

UK over 45s less concerned about equity release, but women are more cautious than men

New research from equity release lender Standard Life Home Finance has revealed that while the over 45s are less concerned about equity release in general, there are significant gender differences around perceptions of equity release in the UK.

How making repayments can help your clients manage their total cost of borrowing

In today’s equity release market, the option for your clients to make ad-hoc or regular repayments is one which may help them save thousands in equity over the lifetime of their borrowing.

How the cost-of-living crisis has changed the way customers use equity release.

The last three months of 2022 saw a significant shift in consumer behaviour within the equity release market.

How can the Bank of Mum & Dad continue to support loved ones during the cost-of-living crisis?

An increasing number of parents are supporting their adult children, whether able to afford it or not, as the cost-of-living crisis piles pressure on the Bank of Mum and Dad.

How equity release still plays a valuable role in clients’ financial planning

This short guide illustrates why the product category remains an attractive option for many and provides the information you need to confidently discuss equity release as a suitable financial solution for your clients in today’s economic landscape.

The impact of the new FCA Consumer Duty Policy Statement

In this issue we would like you to share your thoughts on the impact of the new FCA Consumer Duty Policy Statement (PS 22/9) and how it effects borrowers and advisers in this area of the market.

Standard Life Home Finance Reveals the Equity Release Gender Divide

With one in four (26%) equity release customers being single women, we have sought to better understand the ‘gender divide’ using data from over 500 people who have either taken out equity release or considered equity release.

Standard Life Home Finance Celebrates First Anniversary

Standard Life Home Finance has supported more than 5,000 people with equity release since launching

Standard Life Home Finance announces partnership with St. James’s Place

Standard Life Home Finance is delighted to announce a strategic partnership with St. James’s Place, increasing nationwide adviser access to its later life lending products.

Unlocking solutions amidst the cost of living crisis

As consumers starting to feel the impact of inflation on their day-to-day finances, getting expert advice has never been more important.

The Motivations and Considered Alternatives of Equity Release

There is no one-size-fits-all catalyst for consumers using equity release. The set of circumstances and factors that might lead an individual to unlocking equity from their home will vary from person to person.

Standard Life Home Finance joins Mortgage Advice Bureau Later Life Lender Panel

Standard Life Home Finance becomes newest member of the Mortgage Advice Bureau (MAB) Later Life Lending panel. The partnership will enable advisers to access Standard Life Home Finance products through the MAB network, creating greater choice for their clients

Standard Life Home Finance announces partnership with Sesame Bankhall Group

Standard Life Home Finance, has announced the launch of a new partnership with Sesame Bankhall Group where Standard Life Home Finance products will be available to PMS members via Later Life Lending Solutions (in partnership with Key Group)

Standard Life Home Finance expands its Horizon range with two new products

The new products offer maximum LTVs of up to 55% and 56%, the highest LTV options offered by the lender

Standard Life Home Finance announces partnership with PRIMIS Mortgage Network

Standard Life Home Finance, has announced the launch of a new partnership with PRIMIS Mortgage Network, which will see the later life lender sit on PRIMIS’ equity release panel.

Retirement Aspirations, Careful Financial Planning and a Desire to help Family Drives appetite for Equity Release

32% of customers want more from life as they get older and 28% are focused on financial planning. Downsizing, personal loans, working longer and savings all considered in the mix.

Standard Life Home Finance Unveils New Offices

Standard Life Home Finance was delighted to welcome David Burrowes (Chairman of the Equity Release Council) to the opening of their new offices in Fulwood, Preston on 31 March 2022.

Standard Life Home Finance joins the Equity Release Council

Standard Life Home Finance today announces that it has joined the Equity Release Council following the recent launch of its range of innovative lifetime mortgage products.

Standard Life Announces Strategic Partnership with Key Group to enter the Lifetime Mortgage Market

Standard Life, part of Phoenix Group, today announces it has entered into a strategic agreement with Key Group, who will launch a range of Lifetime Mortgage products branded Standard Life Home Finance.

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