Standard Life Home Finance's dedicated site for UK financial advisers
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Welcome to Standard Life Home Finance
The new bright light in later life lending
With later life financial planning becoming ever more important and complex, advisers are at the very heart of better outcomes for the over-55s. We’re here to support you with lending solutions designed to put you and your clients in control of a brighter financial future.
We know how important service and speed of application is to you and your clients, that’s why we’ve developed our connect portal, capable of creating KFIs in seconds and delivering a paperless application process designed to get to an offer without delay.
At Standard Life Home Finance, we understand how modern equity release specialists like you operate and the challenges you face in a market that is rapidly evolving. That’s why we’ve developed a lending approach that is clear, competitive and client-focussed so you will have the confidence to recommend our plans and submit your applications without any fuss – putting you and your clients in control of a brighter financial future.
For more details, get in touch with a member of our adviser support team today.
Work With Us
We are your trusted partner in later life lending, providing you with the support and
tools you need to deliver a better later life outcome for your clients. We never forget
that advisers are critical to the future success of this market and that you need a
lending partner you can count on to support you as you grow your business.
Standard Life Home Finance takes pride in being:
Our later life lending capabilities can be trusted to give advisers peace of mind and a competitive edge
Our lending product solutions are designed to transform retirement outcomes for your clients and put them in control
We are fully focused on supporting later life advisers and helping build a more successful market
Our innovative new lifetime mortgage solution has been designed with clients in
mind, giving them more flexibility and control - with market-leading features
included as standard at no extra cost, competitive rates and a broad range of LTV
With Early Repayment Charges that last for just 8 years, your client knows exactly where they stand when it comes to the repayment of their loan
This vital protection applies from Day 1 and ensures your client has the flexibility they need should their circumstances change
Future peace of mind included automatically from outset where your client doesn’t take the maximum facility available
Your client is free to make ERC-free capital repayments of up to 10% of the initial loan each year from Day 1 and a minimum of just £50
If a borrower’s spouse/partner dies or goes into Long Term Care, they can repay their loan in full, free from ERCs - applies from outset and with no time limit, as long as they are also an applicant