No negative equity
The no negative equity guarantee means you can never owe more than your home is worth or pass on any equity release debt.
Remain in your home
You have the right to remain in your property for life or until you, or the last remaining applicant, move into long-term care.
The right to make repayments. You can repay up to 10% of the original release amount every year without incurring early repayment charges (ERCs). Subject to criteria.
Fixed interest rates
Fixed interest rates for the life of your lifetime mortgage plan.
Right to move home
The right to move home in the future subject to your new home meeting our lending criteria at that time